I creatively thought about showing discretionary vs fixed budget. A users' budget was compared to an ideal picture of "people like you". The framework included recommendations of how a user could adjust percentages of their budget in order to reach the desired "people like you" budget. Insights and Rewards were also strategically used throughout the app to incentivize users' behavior.
I designed and created wireframes and high fidelity screens for a client (specific name available upon request). Here is a clickable prototype in InVision.